The Ohio Capital Access Program (OCAP) (Ohio)

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Last modified on February 12, 2015.

EZFeed Policy

Place Ohio

Applies to States or Provinces Ohio
Name The Ohio Capital Access Program (OCAP) (Ohio)
Policy Category Financial Incentive
Policy Type Loan Program
Affected Technologies Biomass/Biogas, Coal with CCS, Concentrating Solar Power, Energy Storage, Fuel Cells, Geothermal Electric, Hydroelectric, Hydroelectric (Small), Natural Gas, Nuclear, Solar Photovoltaics, Wave Energy, Wind energy
Active Policy Yes

Implementing Sector State/Province

Program Administrator Ohio Department of Development
Primary Website

Last Review 2014-09-15


The Ohio Capital Access Program (OCAP) encourages state depository financial institutions to make loans to for-profit or nonprofit small businesses that are having difficulty obtaining business loans through conventional underwriting standards. The business’ principal place of business must be in Ohio with revenues less than $10 million and with fewer than 250 employees. The OCAP encourages lending by establishing a unique loan "guarantee" reserve pool at an OCAP participating lending institution. The state, the lender, and the borrower each pay a small fee contribution into the pool. With every loan each participating lending institution enrolls in the OCAP, the reserve pool at that institution grows. The reserve pool is available to the participating Lender for recovery of any losses on any loan they have enrolled in the OCAP. The maximum loan amount for working capital is $250,000, and $350,000 for fixed assets.

Policy Contact

Department Ohio Development Services Agency
Division Business Grants, Loans and Tax Credits
Address 77 South High Street
Address 2 P.O. Box 1001
Place Columbus, Ohio
Zip/Postal Code 43216
Phone 800-848-1300
Phone 2 800-282-0880


Authorities (Please contact the if there are any file problems.)

Authority 1: Ohio Development Services Agency, Ohio Capital Access Program
Date Effective 2002