Stearns Electric Association - Energy Efficiency Loan Program (Minnesota)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Minnesota

Name Stearns Electric Association - Energy Efficiency Loan Program
Incentive Type Utility Loan Program
Applicable Sector Agricultural, Commercial, Residential
Eligible Technologies Building Insulation, Caulking/Weather-stripping, Central Air conditioners, Doors, Duct/Air sealing, Equipment Insulation, Heat pumps, Water Heaters, Windows
Active Incentive Yes
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount up to $5,000

Maximum Incentive $5,000

Terms Rate: 5%
Repayment: up to 60 months
Program Administrator Stearns Electric Association

References DSIRE[1]


Stearns Electric Association, through a program offered by Rural Utilities Services, offers its members low-interest Energy Resource Conservation (ERC) loans. The complete cost of making approved energy conservation improvements may be eligible for financing with an ERC loan at 5% interest. Up to $5,000 for qualifying improvements to homes, businesses, or agricultural buildings at least one year old. The maximum repayment schedule is set at 60 months on a $5,000 loan. Financed improvements to a residence must meet the criteria as outlined by the ERC loan program guidelines. Related costs for materials, equipment, and labor (if done by a contractor) are all eligible for financing. This includes the expenses for electrical wiring, the heating equipment, and/or duct work. A list of eligible measures can be found on the program application form located on the program web site. When applications are completed, return them to the St. Cloud office.

<metadesc> Stearns Electric Association - Energy Efficiency Loan Program: energy incentive program. </metadesc>

Incentive Contact

Contact Name Melrose Office Customer Service- SEA
Department Stearns Electric Association
Address 900 East Kraft Drive
Place Melrose, Minnesota
Zip/Postal Code 56325-9400
Phone (320) 256-4241
Phone 2 (800) 962-0655
Contact Name St. Cloud Office Customer Service- SEA
Department Stearns Electric Association
Address 7341 Old Hwy 52
Place St. Cloud, Minnesota
Zip/Postal Code 56303-9400
Phone (320) 259-6601
Phone 2 (800) 448-1737

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"