Stearns Electric Association - Energy Efficiency Loan Program (Minnesota)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Minnesota

Name Stearns Electric Association - Energy Efficiency Loan Program
Incentive Type Utility Loan Program
Applicable Sector Agricultural, Commercial, Residential
Eligible Technologies Building Insulation, Caulking/Weather-stripping, Central Air conditioners, Doors, Duct/Air sealing, Equipment Insulation, Heat pumps, Water Heaters, Windows
Active Incentive Yes

Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount up to $5,000

Maximum Incentive $5,000

Terms Rate: 5%
Repayment: up to 60 months
Program Administrator Stearns Electric Association
Date added to DSIRE 2009-06-11
Last DSIRE Review 2012-06-29

References DSIRE[1]


Stearns Electric Association, through a program offered by Rural Utilities Services, offers its members low-interest Energy Resource Conservation (ERC) loans. The complete cost of making approved energy conservation improvements may be eligible for financing with an ERC loan at 5% interest. Up to $5,000 for qualifying improvements to homes, businesses, or agricultural buildings at least one year old. The maximum repayment schedule is set at 60 months on a $5,000 loan. Financed improvements to a residence must meet the criteria as outlined by the ERC loan program guidelines. Related costs for materials, equipment, and labor (if done by a contractor) are all eligible for financing. This includes the expenses for electrical wiring, the heating equipment, and/or duct work. A list of eligible measures can be found on the program application form located on the program web site. When applications are completed, return them to the St. Cloud office.

Incentive Contact

Contact Name Melrose Office Customer Service- SEA
Department Stearns Electric Association

Address 900 East Kraft Drive

Place Melrose, Minnesota
Zip/Postal Code 56325-9400
Phone (320) 256-4241
Phone 2 (800) 962-0655

Contact Name St. Cloud Office Customer Service- SEA
Department Stearns Electric Association

Address 7341 Old Hwy 52

Place St. Cloud, Minnesota
Zip/Postal Code 56303-9400
Phone (320) 259-6601
Phone 2 (800) 448-1737



  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"