Modesto Irrigation District - Residential High Efficiency Air Conditioning Loan Program (California)

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Last modified on September 25, 2013.

Financial Incentive Program

Place California

Name Modesto Irrigation District - Residential High Efficiency Air Conditioning Loan Program
Incentive Type Utility Loan Program
Applicable Sector Residential
Eligible Technologies Central Air conditioners, Heat pumps
Active Incentive No

Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount not specified

Maximum Incentive Loan Maximum: not specified

Terms Rate: 9.90% APR
Repayment: up to 12 years
Program Administrator Energy Management Department
Date added to DSIRE 2009-01-26
Last DSIRE Review 2011-03-02

References DSIRE[1]


The Modesto Irrigation District (MID) High Efficiency Air Conditioning Loan Program provides financing for the installation of qualified central air conditioning and heat pumps. MID has partnered with the Electric and Gas Industries Association (EGIA) to administer this financing program and to work with participating HVAC contractors.

Participating HVAC contractors offer customers receiving utility service from MID unsecured energy efficiency financing at interest rates as low as 9.90% APR. Financing is available only through local air conditioning contractors certified by EGIA and approved by MID for this program. For a list of contractors customers can visit the EGIA web site. The terms of the loan can be negotiated up to 12 years, and there is no down payment and no prepayment penalties.

MID also offers a $250 rebate for energy efficient air conditioners and heat pumps. Customers may choose between the financing program and the rebate program. Customers who chose to finance an air conditioning unit through MID are not eligible for the air conditioning rebate.

Incentive Contact

Contact Name Modesto Irrigation District
Department Energy Management Department

Address 1231 11th Street
Address 2 PO Box 4060
Place Modesto, California
Zip/Postal Code 95352-4060
Phone (800) 304-5373
Phone 2 (209) 526-7339

Contact Name EGIA
Department Electric and Gas Industries Association

Address 3800 Watt Ave.
Address 2 Suite 105
Place Sacramento, California
Zip/Postal Code 95821
Phone (866) 367-3442 Ext:324
Phone 2 (916) 609-5300


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"