Jane E. Lawton Conservation Loan Program (Maryland)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Maryland

Name Jane E. Lawton Conservation Loan Program
Incentive Type State Loan Program
Applicable Sector Commercial, Industrial, Nonprofit, Schools, Local Government, Institutional, Hospitals
Eligible Technologies Custom/Others pending approval, Solar Water Heat, Geothermal Electric, Geothermal Heat Pumps
Active Incentive Yes

Implementing Sector State/Territory
Energy Category Renewable Energy Incentive Programs, Energy Efficiency Incentive Programs
Amount Varies; 40,000 - 500,000

Expiration Date 06/30/2015 (FY 2015 applications)

Funding Source Revolving Loan Fund

Maximum Incentive 500,000 (larger requests considered on a case-by-case basis)

Program Budget FY 2015: $1.5 million

Terms Interest rate of 2.0% for FY 2015; payback of 10 years or less
Program Administrator Maryland Energy Administration
Website http://www.energy.state.md.us/Govt/janeelawton.html
Date added to DSIRE 2000-01-01
Last DSIRE Review 2014-10-16

References DSIREDatabase of State Incentives for Renewables and Efficiency[1]


The Jane E. Lawton Conservation Loan Program takes the place of the former Community Energy Loan Program (CELP) and the Energy Efficiency and Economic Development Loan Program (EEEDLP). This program provides local governments, nonprofits, and businesses in the State with an opportunity to reduce their operating expenses by identifying and installing cost-effective energy conservation improvements. It allows borrowers to use the cost savings generated by the improvements as the primary source of revenue for repaying the loans. The program operates as a revolving loan fund where loan repayments from prior awards replenish the fund and allow it to support additional projects. Projects may include renewable installations such as solar hot water or geothermal heat pumps that can meet program guidelines.

Lawton Loans can be made to eligible nonprofits, including hospitals and private schools; local governments, including public school systems and community colleges; and businesses. (Eligible nonprofit applicants may not have a mission that is primarily religious or fraternal.) The Lawton Loan Program has roughly $1.5 million available for new loans during Fiscal Year 2015 (FY 2015). The Maryland Energy Administration (MEA), which administers the program, is required to reserve a portion of the funding each year for loans to non-profits. For FY 2015, $500,000 of available loans funds are reserved for non-profits through August 31, 2014. Thereafter, remaining funds will be pooled and offered to all eligible applicants on a first-come, first-served basis.

The main qualifying criteria for projects are that they save energy and have a simple payback of 10 years or less. All costs necessary for implementing an energy conservation project can be considered for funding, including the technical assessment, reasonable fees for special services, plans and specifications, and the actual costs of construction. Applicants must provide complete applications that document project costs and estimated energy savings in way that can be validated by MEA.

For FY 2015, from $40,000 to $500,000 is available per loan although larger requests may be considered on a case-by-case basis. The interest rate is set at 2.0% for FY 2015 applications. Loan applicants are required to make a contribution to the project although the contribution does not necessarily have to be in the form of cash. Participants begin repaying the loan in the second year after a loan is made, allowing time for projects to be completed and begin generating returns.

Repayments and interest earned by the fund will allow the program to continue making loans for the foreseeable future. To date the program has reportedly issued more than 50 loan awards providing a total of roughly $21 million for projects across the state. These figures include loans made under the prior programs that the Lawton Loan Program replaced.

Incentive Contact

Contact Name Daniel Bresette
Department Maryland Energy Administration

Address 60 West Street, 3rd Floor

Place Annapolis, Maryland
Zip/Postal Code 21401
Phone (800) 723-6374

Email daniel.bresette@maryland.gov
Website http://energy.maryland.gov/

Authorities (Please contact the if there are any file problems.)

Authority 1: Md Code: State Government §9–20A–01 et seq.
Date Effective 2008-07-01
Date Enacted 05/13/2008 (subsequently amended)

Authority 2: H.B. 1165
Date Effective 2014-07-01
Date Enacted 2014-05-05

Authority 3: Bill Analysis- Fiscal and Policy Note

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency"