Hart EMC - EC Home Improvement Loan Program (Georgia)

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Last modified on May 23, 2011.

Financial Incentive Program

Place Georgia

Name Hart EMC - EC Home Improvement Loan Program
Incentive Type Utility Loan Program
Applicable Sector Residential
Eligible Technologies Water Heaters, Heat pumps, Central Air conditioners, Building Insulation, Windows, Doors, Custom/Others pending approval, Geothermal Heat Pumps
Active Incentive No

Implementing Sector Utility
Energy Category Renewable Energy Incentive Programs, Energy Efficiency Incentive Programs
Amount Loans from 1,000 to 15,000

Terms of 1 to 10 years, depending on loan amount

Program Administrator Hart Electric Membership Corporation
Website http://www.hartemc.com/index.asp?rightnav=true&name=Home%5FImprovement&rid=38&lid=24&lname=Products+%26+Services
Date added to DSIRE 2006-09-23
Last DSIRE Review 2009-06-15

References DSIRE[1]


Hart Electric Membership Corporation (EMC) is an electric cooperative that provides service to 25,000 in Georgia's Hart, Stephens, Franklin, Madison, Banks, and Elbert counties.

Hart EMC offers the EC Home Improvement Loan to its residential customers. Customers can perform energy efficiency improvements to their homes and apply for loan funds through a participating contractor with a fixed interest rate and no application fee. A variety of energy efficiency improvements are eligible, and loan amounts can vary from $1,000 to $15,000. For loans under $5,000, the loan term can be from 1 to 5 years, with no prepayment penalty, and loans of above $5,000 can be extended another 5 years.

For more information about the loan program or a list of participating contractors, see the program website or contact Hart EMC.

Incentive Contact

Contact Name Customer Service - Hart EMC
Department Hart Electric Membership Corporation
Division Member Services Department
Address P.O. Box 250
Address 2 1071 Elberton Road
Place Hartwell, Georgia
Zip/Postal Code 30643
Phone (706) 376-4714
Phone 2 (800) 241-4109

Email memberservice@hartemc.com
Website http://www.hartemc.com

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"