Habersham EMC - Energy Efficient Loan Program (Georgia)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Georgia

Name Habersham EMC - Energy Efficient Loan Program
Incentive Type Utility Loan Program
Applicable Sector Residential
Eligible Technologies Building Insulation, Doors, Heat pumps, Windows
Active Incentive Yes

Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount not specified

Maximum Incentive not specified

Terms Rate (up to $5,000): 0%
Repayment (up to $5,000): up to 5 year

Rate (up to $5,000): 5%
Repayment (up to $5,000): 5 - 10 years

Program Administrator Habersham Electric Membership Corporation
Website http://www.habershamemc.com/mainNav/residential/energyManagement/howSmartProgram.aspx
Date added to DSIRE 2006-09-23
Last DSIRE Review 2012-04-16

References DSIRE[1]


Habersham Electric Membership Corporation (EMC) is an electric cooperative that provides service to 32,000 customers in northeastern Georgia, including Rabun, Habersham, White, Hall, Lumpkin and Stephens counties. Habersham EMC offers an ERC loan program with a 0% - 5% interest rate for customers to upgrade homes to be more energy efficient. Financing for projects greater than repaid within five years can be repaid interest free, while loans from five to ten years are repaid at a 5% rate.Loans may be used to upgrade heat pumps, windows, door and insulation. Customers may also qualify for a rebate as part of the Touchstone Energy Home Program. For more information about these programs, contact Habersham EMC.

Incentive Contact

Contact Name Customer Service - HEMC
Department Habersham Electric Membership Corporation

Address P.O. Box 25

Place Clarkesville, Georgia
Zip/Postal Code 30523
Phone (800) 640-6812
Phone 2 (706) 754-2114

Email forinfo@hemc.net
Website http://www.habershamemc.com

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"