Columbia Water & Light - Commercial Super Saver Loans (Missouri)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Missouri

Name Columbia Water and Light - Commercial Super Saver Loans
Incentive Type Utility Loan Program
Applicable Sector Commercial, Fed. Government, Industrial, Nonprofit, State Government
Eligible Technologies Central Air conditioners, Furnaces, Heat pumps, Lighting, Water Heaters, Solar Space Heat, Solar Water Heat, Energy Efficiency Assessment, LED Lighting
Active Incentive Yes

Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs, Renewable Energy Incentive Programs
Amount Up to $30,000

Start Date 2010-06-01

Maximum Incentive $30,000

Terms Up to 3 years: 1%

4 to 5 years: 3%
6 to 10 years: 5%

Date added to DSIRE 2010-07-07
Last DSIRE Review 2012-07-25

References DSIRE[1]


Columbia Water and Light (CWL) provides Commercial Super Saver Loans, which allow C&I rate customers to replace a furnace along with a new central air conditioner or heat pump with an efficiency rating 11 EER or greater for units 6 tons or larger. No prepayment penalties are enforced through the program. All requirements concerning minimum insulation levels, credit history, DEED of Trust, and ASHRAE Level II energy assessments must be met. First, participants should finance an ASHRAE Level II energy assessment, then wait for CWL approval to proceed with a project. After a post-assessment and final inspection, participants will receive the check for the loan. Customers are also eligible for lighting and HVAC rebates.

Loans for a new lighting system must be for a project saving at least one kilowatt from the old lighting system. Duct Sealing can be financed in order to achieve the lowest leakage rate possible. Solar Water Heaters need to provide at least 50% of water heating costs in order to be eligible. Only solar space heating systems that involve active solar heat collectors are eligible for loans. All solar heating projects must be permitted by the Public Works Department and have a completed final inspection. Pool solar water heaters are not eligible.

Super Saver Loans do not subordinate to other loans you have on your property. If you refinance your current business loan or sell your building, you will be required to pay off the Super Saver Loan. Requesting subordination of your Super Saver Loan generally takes at least two months. Contact CWL with any questions about subordination.

Incentive Contact

Contact Name Connie Kacprowicz
Department Columbia Water and Light

Address PO Box 6015

Place Columbia, Missouri
Zip/Postal Code 65205
Phone (573) 874-7325


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"