Austin Energy - Residential Energy Efficiency Loan Program (Texas)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Texas

Name Austin Energy - Residential Energy Efficiency Loan Program
Incentive Type Utility Loan Program
Applicable Sector Multi-Family Residential, Residential
Eligible Technologies Building Insulation, Caulking/Weather-stripping, Central Air conditioners, Duct/Air sealing, Heat pumps, Windows, Radiant Barriers
Active Incentive Yes

Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount Minimum Loan: $1,500

Maximum Incentive Option One: $15,000

Option Two: $15,000
Option Three: $20,000

Terms Rate: 0% - 6.0%

Repayment: up to 10 years

Program Administrator Austin Energy
Date added to DSIRE 2006-08-22
Last DSIRE Review 2013-02-15
Last Substantive Modification
to Summary by DSIRE

References DSIRE[1]


Austin Energy offers three types of loans to residential customers to finance energy efficient improvements in eligible homes. The "Home Energy Improvements Loan" (Option One) can be used to complete suggested weatherization measures, conduct duct testing and improve duct systems, and upgrade HVAC systems. The minimum loan is $1,500 and the maximum loan is $15,000 for single-family homes and duplexes. Terms vary depending on the length of the loan. The "Residential Options Measures" (Option Two) loan covers HVAC replacements, duct testing and duct system improvement, insulation, window films or solar screens, and radiant barrier installations. The minimum loan is $1,500 and the maximum is $15,000 for single-family homes and duplexes. Option Three allows for a combination of several measures in one energy efficiency project. Under this loan offering, the minimum loan is $1,500 and the maximum loan is $20,000. Loan forms can be found on the program web site listed or by following links provided here. Note: residential customers can utilize either rebate programs or loan programs, not both.

All work must be done by a program-approved contractor. For loan pre-approval with Austin Energy's financing partner, Velocity Credit Union, customers can call (512) 469-7060, or toll free (800) 933-2029 (Option #3), or apply online at

Incentive Contact

Contact Name Customer Care Center
Department Austin Energy

Address 721 Barton Springs

Place Austin, Texas
Zip/Postal Code 78704-1194
Phone (512) 974-7827

Fax (512) 482-5450

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"